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Why does Settling that loan Affect My personal Credit?

One of the largest factors when it comes to determining your credit score is whether you pay off your debts on time. If you have a history of paying off debts in full and on time, you’ll likely have a better credit score than someone who frequently makes late payments. Thus, you would think that paying off a loan would automatically alter your credit rating-however, the reality is more complicated than that.

Repaying that loan can also be in fact change your credit history. Sigue leyendo